About me

Hello, my name is Rumen Zapryanov. Banker, financial consultant, Web designer.

Here you will find my web (on-line) CV. If you have any questions about me please contact me here or in my site.

Personal data
June 24, 1970
+359 876 415 004
2 Cyklama str. , Sofia
Bulgarian, English, Russian

Data is taken from my profile in LinkedInand has not been changed by me. (You can check them in my profile anytime in LinkedIn)

Investmenmt banking
Treasury management
Financial analysis
Working experience

May 2013 - Present

Universal consulting company

We support CEOs, CFOs, asset managers to optimize the structure of their financial functions to improve their business input. We are structuring our support to ensure that funding meets the challenges of achieving appropriate control standards, effective business support capabilities, and modern challenges. We help foreign and local companies to start their business on the Bulgarian market. We consult banks in terms of finance, automation, outsourcing, optimization and products.

January 2005 - May 2013

Alpha bank
The Treasurer

Management of 3.2 billion BGN assets (EUR 1.75 billion). Liquidity management of the entire bank including 120 branches, financial stability, etc. Chairman of ALCO, signature A (highest level), directly subordinate to the Governor (12 years). Elaboration of budgets, analyzes, strategies, forecasts, management of Dilling room, Minimum Required Reserves, bank accounts with the Bulgarian National Bank and banks abroad, preparation of rules and procedures. Reconciliation of the bank's net position, BNB reserves, banknote trading, etc.

February 2000 - January 2005

Alpha Bank
Cheif Dealer

As the chief dealer, I was responsible for exactly the same things as when I was treasurer of the bank. Just at that time, there was no such position as Treasury, and my job was "Chief Dealer," but my duties were the same. As the chief dealer, I was also responsible for making deals and reconciling positions, dealing with Forex and money market clients. Organization of the entire activity of the dealership and reconciliation of BNB reserves, trade in banknotes and other.

October 1997 - February 2000

Ionian and popular bank of Greece
FX & MM Dealer

At that time, there were only two people in the dulling, the turnovers were small and we worked everything like a whole Treasury department. Transactions with customers, interbank market, reconsiliation of positions, money market, forex, reserves in the BNB, liquidity, etc.

1996 - 1997

Bank for agricultural credit
Chief Dealer

Complete organization of the dilling business. Speculative deals on own account with currency, transactions with clients in foreign exchange, money market transactions, interbank market. Drawing up of strategies, analyzes, reports, comments on the market .

1995 - 1996

Bank for agricultural credit
Dealer FX & MM

Transactions with customers of the bank, trading on own account (speculative transactions), transactions for reconciliation of the liquidity of the bank, money market transactions, analyzes, comments on the market.

1994 - 1995

БBank for agricultural credit
Back office - Treasury Division

Preparation of the open position of the dilling, preparation of reports and analyzes, sending of information to the BNB, etc. I worked for about 6 months

1994 - 1994

Bank for agricultural credit
International Payment for the Head Office (SWIFT)

SWIFT payemnts / transactions for the needs of the Bank and the Treasury Division.

1991 - 1994

Bank for agricultural credit - Branch Traikovich
Front Office

As a front office I have worked on a rotating basis in many positions because the management wanted everyone to be able to sit in the place of the other and replace it if necessary. That's why I worked - current accounts of companies, deposit of companies and individuals, credits, cash, checks, guarantees, accumulation accounts, etc. .


1991 - 1995

Master / Finance
Master / Finance

University for National and World Economy

Master's Degree in Finance, graduate economist. Diploma thesis on "Forecasting financial markets with some methods of technical analysis".

1986 - 1988

High School
Specialist in Phone and Teleghraph Systems

High School for Telecomunication

I have specialized as a communications specialist, worked as a trainee for several months in various telecommunication plants like 83rd and 62nd. I have gained experience and skills in electrical engineering and measurement techniques.

1977 - 1986

Основно образование
Base education

105 High School - Sofia



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Contacts with me


2 Cyklama str., Sofia - 1520


+359 876 415 004